4 Tips and Tricks to Making it Stick - Change

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Ever wish you could do that thing better ?

That you would get a better result? A better physic? Better health? More friends? More joy? More love in your life ? More success in work? More dollars in your wallet ?

We all do. I dream what if I could do this, have that, go there. I know that if I do nothing then I will get the same results and the same life.

Any dream to achieve any goal, any relationship , any job, any progress requires change from you, by you.

Change that sticks, change that grows you towards the person you would be.

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Here's 4 Tips and Tricks To Make Change Stick

The EU Brexit Vote has hit British Expats Living and Working in the EU hard. The day after the Brexit vote on 24/6/2016 Sterling started a currency fall that at the start of September 2017  sees the Pound trading at £1.07 to 1.00 Euro – a might fall of nearly 25% in 15 months.

This means UK Expats transferring there Pound sterling to Euro now get 3 apples not 4. The meal out in a Spanish or Cyprus restaurant is a meal for three with someone left at home.

The UK pension payment that converted to Euro 2000 in June 2016 now converts to 1500.

That has a dramatic effect on your spending plans.  It’s one less trip back to the UK this year, the planned mini cruise postponed until another year.

Why is the £Pound so low against the Euro?

Read more to receive our free guide; 4 Expat Actions to Save on Currency Exchange

Sam Orgill of ProACT Expatriate Advice discusses one of life's certainties and the Benefits of Making a Will

Inheritance tax is the last tax return you need to make and can be expensive. With planning taxes of 40% or more can be saved for the family. How do you do that?

What is included? Inheritance tax is charged on all the assets you own or have a share of. This can include; property in Cyprus, UK or worldwide; business value; savings and investment; pensions values; vehicles; and anything else of value in your legal possession at your death.

Your world wide assets are included. That is what you own in Cyprus and elsewhere. Crucially you are assessed for inheritance tax in each country you have assets in, plus the country... Read more. 

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Sam Orgill of ProACT Partnership considers the Exchange Rate Adjustment and implications of EU Brexit for Expats Living and Working Abroad

EU Brexit for Expats means the UK needs to stimulate the economy and the a lower exchange rates is the main tool at the UK government's disposal. Exchange Rates Can Go Down as Well as Up

If your Euro Overseas Property is valued in Euro and your Investments & Pension in GBP 50:50: then you are no worse off when exchange rates go up and down.

Lower Sterling Exchange Rates Means Change for Expats and a New approach:

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PLAN YOUR EXPAT EXIT PLAN - 5 Things To Include

Sam Orgill of www.proactpartnership.com gives

5 Things Expats Should include in Their Exit Strategy - when Living and Working Abroad Goes Wrong

What gets missed, in the excitement and enthusiasm of relocating overseas, achieving your dream of Living and Working Aboard, investing in overseas property and business, is an exit strategy. 

We all get carried away with something new, something exciting, and can easily allow our common sense to be left on the beach while we go in search of promised new lands, home and work abroad. But what then? How do we get back home? What if the dream fails?

Here’s a check list of 5 things for expats to include in their exit strategy.

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Ever found yourself wondering how you will get the job done today ? How you could possibly complete your goal for today?

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I have. That's life.

If you live inside the box you accept a life of comfort and routine. In 10 years you will be in that same box.

If you live beyond your comfort zones, looking for daily improvement and gains. Looking to add value and make a difference, You are living a life dreaming of a different future.

Then my friend you have a challenge,