Who Do You Trust ? Living and Working Abroad

Who Do You Trust ? When Living and Working Abroad.  Your Self , Your Family , God ?

ProACT Oversea Property Investors

When you invest your self and your family in overseas property and business you extend your boundaries.

This increases the risk to your family and requires new ways and new people to join your family network.

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Make a Will: Tax Saving for Expats

Sam Orgill of ProACT Partnership on using a Will for Tax Saving by Expats

The Cyprus changes to Succession mean Expats must make written changes to their Will to avoid forced heirship and retain financial control of their affairs on first death.

This can be done with a simple codicil or with an update Will.  Our View is that a codicil is risky: in cyprus the Will deed is stamped. A separate codicil document could be valid, but it increases the potential of being misplaced or not being consistent with the Will.

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What EU Brexit Will Change for Expats

What EU Brexit Will Change for Expats ?

With or Without EU Brexit for Expats when owning overseas property or business in EUland you must make written changes for your wishes to be possible.

To choose how you settle your affairs when you die - who gets what - and how much inheritance tax is paid find out more.

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ProACT Partnership Tax Saving Expat Experts

ProACT Partnership Tax Saving Expat Experts offer a wealth of experience for families, consultants, professionals and the retired, Living and Working Abroad , Relocating Overseas and Investing in Offshore Property Business and Relocation.

We offer Free Tips and Expatriate Advice on How Too......

TAX - WILLS TRUSTS & ESTATES - IMMIGRATION - PROPERTY - INVESTMENT - BUSINESS - PENSION - MEDICAL

Register to Receive Free Tax Saving Tips for Expats Living and Working Abroad or Investing in Offshore Property Business Relocation

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Will You Leave In the Way you Want? Or Will Law of Succession Decide for You?

Sam Orgill www.proactpartnership.com   How Do You Want To Leave This World ? Laws of Succession and Estates can limit your chooses once your gone

When you make a Will you are setting out how your accumulated processions, assets and wealth are to be passed on and who to. You could create legacies for the good of family down the generations, or through charities that you support. You can also choose your funeral service.

These choice are available during your lifetime, but not always on death. as you wish.

Who Will you Trust? What Control Do You Have? Does EU Brexit Impact?

Read the Full Article What Will You Wish For? Cremation V Burial

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EU Brexit - Can You Trust Laws of Succession for Overseas Property?

Sam Orgill ProACT Partnership examines the impact of EU Laws on Overseas Property Assets in Euroland

In 2015 an EU directive on Laws of Succession became law in all EU countries other than those who opted out -  UK Ireland and Denmark. In the first step towards Brexit the UK choose not to give up sovereignty of its national Laws of Succession and hand them over to EU law. Once an EU directive is adopted into law the member state loses sovereignty on that aspect of law, and the 'supreme court' of justice moves to the European Court of Justice in Luxembourg.

EU Laws of Succession

The EU law of Succession is based upon on EU traditions dating back to the Romans: the principle being assets pass to blood relatives.  This distribution  to relatives is fixed and means that trusts, charities, friends, unmarried partners, step children and children born out of wedlock can lose out. 

UK law of succession allows each person to make a Will and leave benefits to people they choose, irrespective of the blood connection, marriage.  There are rules for distribution of an estate if you die and do not leave a WIll.

This could be a great cause of concern to Expats owning Overseas Property in the EU.

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Tax Rates 2016 - Cyprus Immovable Property Tax Savings

Very Moveable Property Tax Savings - This article is Confirming the Cyprus Property Tax  Savings for 2016 and More....... Immovable Property Tax (IMPT) and Municipal taxes are now due. Paid by the End of October for Discounts and and end to IMPT for Cyprus property owners 

Even if you only dont have title deeds, you are responsible to pay IMPT  on your Cyprus Property - but not for long. 

Cyprus Property Tax Saving For Expats

In 2016 we have the culmination and possible resolution of Cyprus Property Tax changes - but not as you imagined...... Read More for the New IMPT Rates 

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Very Moveable Property Tax Savings

Confirming the Cyprus Property Tax Savings for 2016 and More

Sam Orgill www.proactpartnership.com 

In Cyprus the Tax payment year starts on 1st July, for the current calendar year.  Around the start of June a budget and tax changes for the current year 2016 is proposed – with the idea that changes are passed to law by the end of June.

In 2016 we have the culmination and possible resolution of Cyprus Property Tax changes – but not as you imagined, or was proposed in 2016, 2015 or 2014. A fierce debate has raged in parliament and delayed voting until well into July, the outcome of the long term property tax plan is a further sign of the Cyprus government intention. 

The very Movable solution are big immovable property tax savings for expats owning overseas property in Cyprus. You will be astonished at the changes in annual property taxes and title deed taxes.

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What Will You Wish For? Cremation V Burial

Sam Orgill www.proactpartnership.com   How Do You Want To Leave This World ? Safe, Secure, Fun

When you make a Will you are setting out how your accumulated processions, assets and wealth are to be passed on and who to. You could create legacies for the good of family down the generations, or through charities that you support.

Cremation V Burial

Not everyone likes to discuss their funeral service and how their body is disposed of.  However if you will die, these questions need to be dealt with.  Often this is done with private agreement between family. In this article we wish to explore what that you choices and options are.

A recent survey in the UK found British people had a 60% preference for cremation.  Of those favouring cremation 80% envisaged their ashes be scattered.

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EU Brexit - Living Abroad With Currency Ups and Downs

Sam ORGILL of ProACT Partnership goes with the flow - Living Abroad With Currency Ups and Downs

If you must change currency today you could lose out. So take a long term view. If you are an Expat and have assets in different currencies then take a balanced view. 

I will use GBP and EURO to compare on this article. 

BALANCED CURRENCY RISK

Most expats living and working abroad have overseas property, savings, pensions and maybe business or loans. 

What is the total value? Of Income and of Capital ? What proportion is in the home currency and foreign currency? 

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EU Brexit for Expats - No Change Today Though the Love Has gone Away

Sam Orgill ProACT PArtnership Expatriate Advice on What is the Same Today

If we look back 100 years, the Austro-Hungarian Empire still existed, and a Tsar was Empire of Russia. Before 1908 you got on your horse, there were no motor cars for the masses, this modern necessity only arrived with the Ford model T introduced that year. Powered flight started in this period. Freedom of movement meant that people were no longer tied to live and work within walking distance. Much has changed over the last 100 years in security, trade, lifestyle and politics.  We are still here, and better off.

The rules will change for the UK and EU whether Brexit Lite or Brexit Full emerges in the coming years.  What we know today is:

1.    Nothing changes today for Expats Living and Working Abroad – in the UK or in the EU.

2.    UK is legally bound within the EU law, these will protect the rights of expats

3.    Change is inevitable for EU Expats whatever happens. 

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EU Brexit for Expats: House of Cards?

Sam Orgill of ProACT Partnership considers the background and implications of EU Brexit for Expats Living and Working Abroad

The Clash wondered ‘Should I Stay or Should I Go?’ Indicating a level of indecision with narrow margins.  The Jam successors Style Council replied with ‘You don’t have to sit back… you can actually try changin’ it an Walls will come tumbling down’.  This was the 70’s angst of the UK as they agonisingly choose to be led into the ECC as it was then. 

 

2016 - Fast forward to 2016 and Great Britain votes 52% to leave – an 18% swing. The EU walls come tumbling down, along with political careers, jobs and lifestyles. What went wrong with the relationship between the British and their European Cousins?

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